NHF Sapphire Grant

Unlock the power of NHF Sapphire, a 3% grant that can be added to a Conventional Loan:

  • Mountain West Financial originates, funds, and services these loans
  • Available for FHA to use for Down Payment and Closing Costs
  • VA & USDA to use for Closing Costs
  • Grant for 3% or 5% (differing rates apply to each) of first lien loan amount (including MIP)
  • True Grant requires no down payment
  • Can be paired with additional Down Payment Assistance
  • You don’t need to be a first-time homebuyer
  • 620 minimum FICO
  • All borrowers must occupy the property
  • Loan amounts up to $417,000, or max county limit
  • Income limits apply www.NHFloan.org
  • Available for SFRs, Condos, PUDs
  • Seller contributions up to 6% and gift funds ok