Mitch Guidry
- Mortgage Loan Originator
- NMLS: 1997576
-
(916) 923-5900
-
(916) 949-8838
-
(909) 557-1354
- 701 University Avenue, Suite 104
- Sacramento, CA 95825
Welcome to my website
Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.
Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan using the above secure Apply Now link.
After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.
I had been trying to find the right person to speak with regarding a VA Loan Assumption for at least 6 months. I had been shuffled through countless contacts at MWF. Finally I drove over an hour to Mitch’s office, as it is the only physical office near me. He was available immediately to assist me. Even though loan assumptions are not what he does, he made sure to get me to the right department. He went above and beyond to assist me. Within a couple of days, he was able to put me in touch with the correct department (even had a name and number for me to call directly). Within 2 days, he got me the information I had needed for 6 months! Outstanding customer service!! I would recommend Mitch to anyone interested in a new home loan. He was so nice to work with. He was professional yet very personable.
Jennifer B.
El Dorado County
Working with Mitch and his team at Mountain West Financial has been smooth from start to finish. I would highly recommend their service to anyone, especially educators, and will be sharing with my friends and colleagues. As first-time homebuyers, Mitch walked us through everything, from easy to understand loan comparisons through a secure portal, video and phone call check-ins, and easy to sign e-signature forms. Mitch and his team worked tirelessly in the background to help us get the house we wanted and close quickly. They are amazing! Thank you Mitch and team Mountain West Financial!
Merissa S.
Great service and amazing team!
Tiana W.
Mitch was very responsive and proactive during the entire loan process. I was given a loan pre-approval the next day in order to place my offer on a property before the deadline. He made himself available by text message to answer any and all of my questions whenever they came up. I look forward to working with Mitch again.

Austin E.
Carmichael, CA
I would have to say that Mitch made my refinancing simple and easy His customer service was top notch I would recommend MWF to everyone
Mike B.
Oroville, CA
Mitch has been great to work with, as first time buyers this is a very intimidating process. We appreciate his time commitment and responsiveness and his helpful advice. We're so grateful!
Katie C.
Marysville, CA
Our loan Officer Mitch Guidry was absolutely awesome. He was very easy to work with and made the loan process very simple. Thank you.
Grande R.
North Natomas (Sacramento)
Mitch Guidry, our loan officer exceeded our expectations in this process. We will recommend Mountain West Financial and Mitch to friends and family.
Tsira L.
Antelope, CA
Mitch has been outstanding to work with. As a military member and a first time home buyer, I relied on Mitch's advice and placed my trust in him. I'm pleased to say no questions went unanswered and we were able to purchase our first house with confidence. Mitch treats clients like family and I'd recommend my loved ones to him, as I know they would be in good hands. Any time a complex subject came up, Mitch sent us a brief video explanation or called, which I really appreciated. He's responsive and communicative, well organized, and very professional, I can't say enough good things about him! Thank you for everything, Mitch!
McKinley A
Marysville
Mitch Guidry and his team are very professional and knowledgeable. I came to him because I was having such a bad experience with another loan officer that I had to start over. He immediately gained my trust and put me at ease about the process. He worked very diligently and in an extremely timely manner to get my loan closed. I will use him in the future for all loan needs and would highly recommend him to anyone in need of his services. I have already recommended his services to a very close friend, who is also happy with his services.
Stefani R.
Sacramento
We cannot thank you enough for all you've done for us. We truly appreciate it all. If you find yourself in Yuba City, we expect you to stop by for a visit. After all, none of this would have been possible without you!
Hortencia S.
Yuba City, CA
Everyone was very pleasant and helpful.
Ron B.
Tracy, CA
Mitch was very patient with my many questions and concerns about refinancing. He walked me through the entire process with no pressure or hard sell. It was a very pleasant experience and the process went very smoothly and quickly. I will say that I paid a few hundred dollars more for this refinance but the fact that I was dealing with a real human being in my same area and not someone in a boiler room call center was, I feel, worth it. Thanks Mitch!
A Di Paolo
Laguna Creek
I got outstanding professional service from all parties included in the refi process special "Thank you" to Mitch Guidry for taking the time to answer all of my questions.
Beatrice O.
Contra Costa County
Great Service! This team took the time to work with us, answering questions and concerns, we definitely recommend them!
Sheila W.
Sacramento
I was quite pleased with my experience with Mountain West Financial. Mitch was very helpful and kept me informed during this process. Rhonda was also beneficial in making things go smoothly. I am grateful for all their hard work.
Cheryl H.
Murietta, CA
Mitch was great to work with on my refinance he made it very easy and comfortable. Thank you
John H
Modesto
Good service and competitive rate. Good communication as well. If lookong for a mortgage i would keep Mitch on the top of your list.
Harold N
Sacramento
Mitch was very helpful and getting us everything we needed. He was very patient when we had issues getting paperwork and that was a blessing in itself. Thanks Mitch for all your work.
S. West
Sacramento
Mitch has done an outstanding job working with me to refinance my home loan. He is the ultimate professional and obviously an extremely patient person as he answered all of my questions thoroughly and in a manner that was easily understood. I am sincerely grateful to him for guiding me through the complicated refinancing process. Many, many thanks Mitch!
B. Oji
Martinez, CA
My husband and I recently had a great experience with Mitch when we had him look over our current mortgage situation to see if there was good reason or not for us to pursue refinancing our current loan. After carefully studying our current loan details, Mitch called to let us know it would actually NOT be in our best interest at this moment to pursue a refinance. We REALLY appreciated his honesty and integrity! It is obvious he truly cares more about his customers and their financial well being rather than just money in his pocket! If you are looking for someone with years of experience and the willingness to say "no" to a potential loan if it is not in the best interest of his client, then Mitch is your guy!

Janet E.
Carmichael, CA
Mitch cares that you understand what is going on. He kept us informed every step of the way of what the market was doing, how that activity affects interest rates, and advised of the best moment to lock. He was right on. I am not one to simply trust what is said. Mitch got our loan approved and completed extraordinarily quickly when we had to switch lenders half-way into escrow! Not only did he get the job done in record time, he was always calm, patient and caring! Mitch earned our trust!
S. Hagerty
Rancho Cordova, CA
Mitch worked very quickly to get my loan approved, funded and closed. Two weeks start to finish! Not only did he work quickly, he kept me well informed, and kept a close eye on the market rates, advising me the best moment to lock! I will use him again and recommend him to friends.
Ryan H
Sacramento, CA
Mitch is an experienced loan officer with exceptional quality service! He puts his client's interest first and communicates very well. I've worked with many loan officers and Mitch is one of the best! I highly recommend working with Mitch for your home purchase or refinance!!!
K Mehta
Roseville/Rocklin
Mitch is an amazing person to work with. He is very knowledgeable and has the mentality to help people and also explain things patiently to people like me who doesn’t have a lot of knowledge in this field. I’ll recommend him to anyone. In regards to the process of approval, the website has details that are self explanatory and simple for us to fill out the details.It was such an easy task for me to complete the process using their software. They also had explanations on things if we ever had any doubts which helped me understand what they were asking for.
Jayashree
Rocklin, CA
Mitch did a great job and made the loan application and processing painless. It was done quickly and efficiently. I plan to recommend him to two other family members who will be refinancing in the next few months.
Roger F.
Moraga, CA
Mitch Guidry was excellent throughout the entire process of refinancing my mortgage. Personally, I had been wondering if it was a good time refinance my mortgage since rates have been dropping. Mitch emailed me then follow-up with phone call. He assure me me that the rates were much better than my current rate. He immediately came up with several options that were far better than my current rate and mortgage payment. He kept me well informed through the entire process and always follow up with me if I had any questions.
John R
Fairfield, CA
We were lucky to have Mitch Guidry and the Mountain West Financial team support our recent loan application. He was attentive and patiently clarified the process, answered our questions and helped us in our decision-making process without imposing his opinion. We plan to recommend Mitch and the company to our family and friends. Thank you!
Mark and Lupe
Contra Costa County
I was recommended to Mitch Guidry by a family member. After reaching out to him & letting him know exactly what my husband & I were trying to do in terms of refinancing we both felt very comfortable right away in working with him to help us out. Previously we worked with someone else for over 15 years & we have to honestly say that we made the right decision to work with Mitch. The whole process was smooth from beginning to end. We highly recommend him.
Isabel G
Richmond, CA
Mitch Guidry was very informative, helpful, easy to reach, always patient with our questions and clean in his explanations. We would recommend him to our friends and family. Everyone down to the Notary Katherine, were kind and courteous.
Guadalupe D.
Concord, CA
Attention to me on the refi was excellent to every aspect
Charlotte G.
Sacramento, CA
Mitch was a wonderful loan officer. He was prompt and diligent, kind and encouraging. I highly recommend Mitch Guidry and Mountain West Financial.
Marjorie B.
Stockton, CA
Mitch was great, a true professional. But most importantly, he is caring and thoughtful. Listening to your concerns, he works with your individual needs. Because you’re not treated like a “number” he finds solutions that work with your specific financial needs.
Jerarde G.
Richmond, CA
My husband and I have become a first time home buyer thanks to Mitch. While going thru the process to become a home buyer, we had several issues arise that were discouraging but Mitch was always right there to reassure us that it will all be ok. I am glade we had the opportunity to work with Mitch during this trying time. He is very polite and respectful and genuinely kind and caring. No matter the obstacles that we faced Mitch always was there to reassure us it will be okay. You could not go wrong with Mitch on your side.
Jackie C.
Bakersfield
I am a 37 year veteran of the real estate and mortgage industries; though I stopped doing mortgages after the real estate Boom/Bust a few years ago, now concentrating on real estate. Being a mortgage broker allowed me to understand the traits of the best LO's and to recognize the value they bring to the lending industry as a whole. They are the ones who return calls; make them before they really need to, and do that just because they want to keep you updated. The perfect loan officer is not a mystical being, but they certainly rare in the industry. Go See MITCH. Recently I had the opportunity to work with Mitch Guidry on the recommendation of a local mortgage company in my area. The referring lender spoke highly of Mitch and said that he could do the best job with the specific file. Honestly, I don't like going to out-of-town brokers, but the referring broker is someone I trust, so I decided to give it a shot. If you are reading this, you are probably in Sacramento, so you will definitely want to go see MITCH... The buyer I sent to Mitch was a difficult loan to make, but Mitch immediately took charge of the file and faced each problem with diligence and professionalism. More importantly than that, he took the time and effort to keep all the parties involved with this transaction informed, working well beyond my wildest expectation. He made this transaction possible. He will make yours too, Go See MITCH. You just don't find this sort of "intense service" in the mortgage industry very often, but fortunately, I found it 5 hours away in Sacramento, California. I would not hesitate to bring another loan to Mitch Guidry at Mountain West Financial, due to my personal experience and I want to congratulate you on having someone like him on staff. Go See MITCH. I was thinking of a way to say thank you to MITCH, but knowing the industry, thought the very best way was to share with each of you my personal appreciation and thanks to this amazing man. Remember, GO SEE MITCH... G. Porter - RE/MAX Golden Empire
G. Porter
Bakersfield, Ca



